According to the Wall Street Journal this morning almost 30% of homeowners in this country are underwater on their mortgages, or owe more to the bank than their property is worth. The article below is a good "how to" if you're in the loan modification catagory. If you're not sure which "servicer" is responsible for managing your loan payments check below:
http://www.inman.com/buyers-sellers/columnists/jackguttentag/the-loan-mod-do-list
Bank of America 800-846-2222 www.BofA.com
Chase 800-873-6577 www.Chase.com
Citimortgage 800-667-8424 www.CitiMortgage.com
GMAC Mortgage 800-766-4622 www.GMAC.com
Washington Mutual 866-926-8937 www.WAMU.com
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